This is how videos like the church of the subgenuis circulated, replaced pirated VHS copies swapped for some surreal culture jamming dadism stuff.

Yeah considering the source this is like the lorax helping plan out some new data centers

Most people that don’t have a credit rating don’t have the secondary information they’ll ask for to do the manual underwriting process, and it seems nobody publishes direct data sets on no credit rating loans, but I did find some estimates at around 0.5-2% that’s still thousands of mortgages a year but not really significant amount overall.

I thought it was closer to 8-10% but that was bullshit after looking into it more to get the numbers above, and if it’s only 2% then I’ll rescind the original statement & stand corrected, that’s for any practical measure a requirement.

Snowden showed they realized but didn’t care

I’m not comparing the systems or saying it’s better, but you don’t need a credit rating to get a mortgage on a home in the US and are doing yourself a disservice repeating that talking point.

If you don’t have a credit rating they’ll ask for other evidences you are able to pay off a 15-30 year loan like consistent and not missing payments on a phone, rent, utilities, internet, etc steady employment, bigger down payment. it’s called manual underwriting or a non traditional mortgage application.

More patriotic corpses for the blood magic god & his shareholders

Librivox.org has most of the public domain stuff and cross posts to archive.org, my favorite so far is the sleepy hollow reading by Chip

https://librivox.org/the-legend-of-sleepy-hollow-by-washington-irving/

Maybe even some hissing, you don’t see a big crowd hiss at some asshole piece of shit very often these days

It can be a very liberating feeling to only run the software you want and how you want to run it on your hardware.

Add truth social on the pile as well