I’ve heard a saying, two things you should never do on the Internet are argue or explain. It takes up a lot of mental energy and time to do it for no reward.

Assuming the link works, this is a great resource of research papers on the topic - https://www.givedirectly.org/cash-evidence-explorer/

It costs what $30k a year to keep someone in prison? Great use to taxpayer money for that $100 theft.

I’m the same way. But since I’ve been having to handle my elderly relative’s estate I’ve had to write a ton of checks. The clerk of court requires the use of checks to pay bills for the estate. The estate account was issued a debit card but the bank said I couldn’t use it because of the same requirement.